In a large soup pot, heat the olive oil over medium heat. Add the garlic, minced carrots and bell pepper. Saute for 5 minutes, or until soft. 4. Stir in the chili powder, onion powder, cayenne pepper, lentils, tomatoes, kidney beans, bay leaf, chicken broth, salt and pepper. Bring to a boil. Reduce the heat to low, add the beef, and simmer partially covered for 30 minutes.